In reply to <a href="https://www.99.co/singapore/insider/scenarios-disqualify-hdb-bto-first-timer-applicant-benefits/#comment-223382">Elaine</a>.
Hi Elaine, if you bought an EC directly from a developer but you never applied for any grants, you will be considered a first-timer.
You will be considered a 2nd-timer if you have bought a flat from HDB before, took a CPF Housing Grant to purchase public housing (such as DBSS, resale HDB, EC), enjoyed other subsidies (eg. SERS), or transferred a HDB flat bought directly from HDB or a HDB resale flat bought with a CPF Housing Grant before.
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In reply to <a href="https://www.99.co/singapore/insider/scenarios-disqualify-hdb-bto-first-timer-applicant-benefits/#comment-227388">Gin</a>.
Hi Gin,
As you already have booked a BTO unit with you wife, you need to first serve the mandatory MOP (5 years or 10 years if it's PLH) before you can sell your unit and own another HDB flat. In this case, your parents cannot transfer their current HDB to you as that would mean you will own both a BTO unit (which isn't ready yet but is already booked) and a resale HDB flat.
Hi 99co,
I have booked a BTO unit with my wife , is it possible for my parents to transfer their current HDB ownership to me months before key collection so that I can sell and pay the HDB loans for the BTO unit
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You did a great job here, keep it up