Your MOP is over and you’re looking to upgrade from your HDB. But should you sell your original HDB first? We take a deep dive into this question here.
With US Fed Rates expected to stay low at least until 2023, Singaporeans are enjoying low SIBOR mortgages. But does this mean it’s time to buy property? Here’s a guide to help you navigate the current climate.
The 3M SIBOR in Feb 2021 is 0.403%, which is very low compared to recent years’ trends. This means super cheap mortgages in Singapore – but are low interest rates necessarily the best? We weigh the pros and cons.
As of 2019, there is an estimated 211,000 freelance residents in Singapore. If you are one of them and are hoping to buy property and get a home loan, this guide is for you.
The Total Debt Servicing Ratio or TDSR in Singapore limits your monthly debt repayments to 60% of your gross monthly income. This includes your home loan (mortgage) and other liabilities like credit card debt and personal loans.
You’re buying property in Singapore, and then realise you need to pay something called Additional Buyer’s Stamp Duty (ABSD). You don’t exactly understand what it is. Don’t worry - we have a quick guide about ABSD to help you out.