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Selling your condo before TOP? Here’s what you should know about sub-sale and SSD

Seller’s Stamp Duty was introduced more than a decade ago in 2010 in a bid to curb speculation and disincentivize house flipping in the real estate market. Since then, sub-sales of condos have been steadily declining, with numbers spiking again in 2021.  Looking at the numbers over the last decade (since 2012), the top 3...

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Opportunity costs of using your CPF to finance your home loan

For many Singaporeans homeowners, paying off their home loans using their CPF seems to be the default option.  This could possibly be attributed to the lack of understanding of CPF. A common misconception is that your CPF is money that can never be withdrawn – hence you’d be better off using it to service your...

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Which stacks should you avoid for your HDB BTO flat selection?

Applying for HDB BTO can be nerve-wracking. Given the high demand and limited supply, competition is very intense. We always hear about people trying multiple times before they finally secure a queue number. So if you manage to secure a queue number, congrats! Now comes another stage that can be nerve-wracking as well. The HDB...

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Comment on Property agent commission in Singapore: How much should I pay? by Yca

I am the tenant looking for a place in website such as this. When see an interesting ads that suits in my requirements. I will immediately messaged the ads. Do we have to pay the commission on the person/ company who posted the ads? Why do we have to do that which in the first the person nor the company did not assist or help to find us a place in the first but how come we have to the commission?

Why it’s more attractive to buy an EC post cooling measures

For most of us, upgrading to a condo is the ultimate property goal. However, given the cooling measures announced last December, many may find that doing so may not be as financially viable. Measures announced include raising the Additional Buyer’s Stamp Duty (ABSD) for Singaporeans buying a second property from 12% to 17%. The Total...

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Operator-run HDB rental scheme for joint singles – take it or leave it?

HDB launched the Joint Singles Scheme Operator-Run (JSS-OR) Pilot on 17 December 2021. Not to be confused with the Joint Singles Scheme (JSS), the JSS-OR program is an alternative model that allows for singles to submit an application for rental housing, without first having to find a flatmate. In contrast, the JSS program requires you...

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What you must know before buying Singapore property…

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