The Total Debt Servicing Ratio or TDSR in Singapore limits your monthly debt repayments to 55% of your gross monthly income. This includes your home loan (mortgage) and other liabilities like credit card debt and personal loans.
2024
"Can I use CPF to buy condo in Singapore?" is a common question that pops up. While the answer is yes, learn 4 main reasons why you should not use CPF to buy a condo or an HDB flat.
Many upcoming developments in Singapore prove that the winning combination of style, functionality, and nature-inspired beauty are no longer competing priorities but complementary elements that boost a property’s appeal. This article looks into elements of real estate design and why they’ve become indispensable for potential buyers.
The standout features of some of today’s most intriguing developments reveal the narratives behind these design choices, many of which have been recognised at industry events like the 14th PropertyGuru Asia Property Awards Singapore.
The Housing & Development Board is clearing the forests in Woodlands and Sembawang for new HDB projects. For the sake of our future generations, I am lobbying for your support to go against it by sharing your thoughts in the feedback forms below by next Tuesday December 10: – Sembawang feedback form – Woodlands feedback... [read more]
The post Action required: Saving the forests for our future appeared first on Property Soul.
As the year comes to a close, homeowners who are set to receive a year-end bonus can consider putting it towards their home loan. Here are 6 ways how to utilise your bonus for your mortgage.
“Debt is dumb. Cash is king.” – Dave Ramsey, American millionaire, author and radio personality “The Last Dance” Early this week I went Johor Bahru to watch the original Cantonese version of “The Last Dance” (破地狱). The Hong Kong film has broken six box office records, including highest opening day and total gross, taking in... [read more]
The post Debt is stupid appeared first on Property Soul.
Have you watched Home Run: Singapore yet? The third episode of PropertyGuru’s first-ever reality TV show featured a series of beautifully-designed properties which had a distinctive layout, special feature, or special history. If you’re someone who enjoys collecting art, antiques, and standout pieces, you probably appreciated the unique appeal of each home. Here are some listings similar to the ones featured.
As young newlyweds, buying your first home together is the next milestone after marriage. And if you’re anything like the clients on Home Run: Singapore, you also love hosting and cooking. If you’re on the lookout for your first home, here are some similar listings.
Home Run: Singapore is your next binge-worthy watch on YouTube. The goal: to find the perfect home for a larger family who enjoy hosting friends and socialising at home. If that sounds like you, check out these similar listings.