April 2022

For many Singaporeans homeowners, paying off their home loans using their CPF seems to be the default option.  This could possibly be attributed to the lack of understanding of CPF. A common misconception is that your CPF is money that can never be withdrawn – hence you’d be better off using it to service your...

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TDSR, which stands for Total Debt Servicing Ratio, is a way for the Singaporean government to keep checks and balances on Singaporean borrowers. I guess it’s always a risk letting...

The post Total Debt Servicing Ratio (TDSR) and How It Affects Your Loans appeared first on MoneySmart.sg.

Applying for HDB BTO can be nerve-wracking. Given the high demand and limited supply, competition is very intense. We always hear about people trying multiple times before they finally secure a queue number. So if you manage to secure a queue number, congrats! Now comes another stage that can be nerve-wracking as well. The HDB...

The post Which stacks should you avoid for your HDB BTO flat selection? appeared first on 99.co.

I am the tenant looking for a place in website such as this. When see an interesting ads that suits in my requirements. I will immediately messaged the ads. Do we have to pay the commission on the person/ company who posted the ads? Why do we have to do that which in the first the person nor the company did not assist or help to find us a place in the first but how come we have to the commission?

For most of us, upgrading to a condo is the ultimate property goal. However, given the cooling measures announced last December, many may find that doing so may not be as financially viable. Measures announced include raising the Additional Buyer’s Stamp Duty (ABSD) for Singaporeans buying a second property from 12% to 17%. The Total...

The post Why it’s more attractive to buy an EC post cooling measures appeared first on 99.co.

In reply to <a href="https://www.99.co/singapore/insider/buying-hdb-resale-flat-eligibility/#comment-179369">E</a>. This is only possible under the Orphans Scheme if at least one of the deceased parent is an SC or PR. Also, take note of the implications when owning an HDB flat with a family member https://www.99.co/singapore/insider/co-owning-hdb-flat-with-family/

HDB launched the Joint Singles Scheme Operator-Run (JSS-OR) Pilot on 17 December 2021. Not to be confused with the Joint Singles Scheme (JSS), the JSS-OR program is an alternative model that allows for singles to submit an application for rental housing, without first having to find a flatmate. In contrast, the JSS program requires you...

The post Operator-run HDB rental scheme for joint singles – take it or leave it? appeared first on 99.co.

(This is a developing story) Seventeen homeowners (so far) have come together online to piece what could possibly be an elaborate renovation scam by an individual named Vincent Liu Junnong. According to documents we’ve seen, Liu, who reportedly also goes by the name Calvin, Kelvin, Kevin, Mike, Alex or Benjamin Lau, met, signed and promised...

The post Renovation contractor embroiled in multiple scams, accused of sex scam on Facebook appeared first on 99.co.

Private home, HDB resale prices up in Q1 2022, North Gaia to open for preview, e-applications on Thursday and more. Here are the news highlights for what happened in the Singapore property market from 29 March to 4 April 2022.

What happen if before collecting keys but have selected the unit. If the couple decide to go for an annulment and one of the couple wishes to take over the selected unit with another partner (3rd party). is that possible?