Yesterday (December 15) right before midnight, the government announced new property cooling measures, with higher ABSD (Additional Buyer’s Stamp Duties), lowered LTV (Loan-to-Value) and tightened TDSR (Total Debt Servicing Ratio). The predictable pattern to impose new curbs We had the last round of cooling measures just three years ago in July 2018. Let’s recall the... [read more]
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In the wee hours of 11.45 pm on Wednesday (Dec 15), the government dropped the news of a fresh round of cooling measures slated to take effect from Thursday (Dec 16). The Additional Buyer’s Stamp Duty rates were raised by 5% to 15%, the Total Debt Servicing Ratio threshold was tightened to 55%, and the Loan-to-Value...
The post How will the new cooling measures affect property activity? appeared first on 99.co.
For most Singaporean couples looking to purchase their first home, BTO flats are undoubtedly the most popular choice. However, for 28-year-old animal lover JZ and her fiancé, that was simply not an option as HDB only allows one dog in each home. Instead of having to make the impossible choice of picking between her Shiba...
The post Pet owner shares unique home-buying journey to avoid HDB’s ‘one-dog only’ rule appeared first on 99.co.
Choosing financing for your home is like a game of “Rathers“. You know, where everyone tackles hard questions like “Would you rather be whipped naked down Orchard Road, or rely...
The post HDB Loan vs Bank Loan – Which Is Better? 5 Things to Know Before You Commit (Dec 21) appeared first on MoneySmart.sg.